Individual & Family Plans
Are you eligible for financial assistance?
If you make $15,060 or more per year, you may be eligible for a subsidy. Call us today at 855-244-3694 to learn more.
You can find an agent in your area or call and speak with an agent directly.
Find an agent Call 855-244-3694Meet in the store, virtually or over the phone with a South Carolina BLUESM retail center expert.
Schedule an appointment*To qualify for the $0 monthly premium plan, individuals and families must meet strict income requirements to be eligible for an Advance Premium Tax Credit that reduces this premium to as low as $0.
**Rewards can only be used towards copays, coinsurance and out-of-pocket expenses for individual and family members to use towards covered medical services. Excludes pharmacy.
Attention: This website is operated by BlueCross BlueShield of South Carolina and is not the Health Insurance Marketplace website at HealthCare.gov. This website does not display all qualified health plans (QHPs) available through HealthCare.gov. To see all available QHP options, go to the Health Insurance Marketplace website at HealthCare.gov. Healthcare.gov is an independent organization that offers health information you may find helpful.
A statewide network of options
BlueCross BlueShield of South Carolina offers our members a variety of options to suit their health insurance needs.
Our plans are available in three metallic levels: Bronze, Silver and Gold. These levels were created to show the level of coverage within a plan. The plans vary by how much medical costs you will pay on average. The per month cost of these plans will vary depending on how much financial assistance you qualify for. We also have plans designed for regional networks throughout the state and virtual care options where you can meet with a primary care physician without even leaving home.
Which plan is right for you?
From BlueEssentialsSM, to regional network plans for certain counties, our members have more options for health care plans than any other insurance company in the state. We also offer dental plans and the option to access health care coverage outside of South Carolina when you're traveling.
The power of Blue
BlueCross offers our members a variety of added benefits to your coverage, plus peace of mind knowing that you have access to:
- All hospitals and most doctors in South Carolina.
- Affordable plan options including plans that come with a $0 monthly premium*.
- 100 percent coverage of preventive services.
- Online tools to find doctors, pharmacies and a prescription drug lookup.
- Rewards for completing wellness activities**.
- Award-winning, local customer service agents based in South Carolina.
Open enrollment is underway!
Open enrollment is here. This is when you can shop for and enroll in an individual and family plan for 2025. Need coverage for the remainder of 2024? You must qualify for a Special Enrollment Period.
Choose from a plan below to view a digital brochure with valuable information to help you make informed shopping decisions.
BlueEssentials plans BlueExtend plans BlueExtend PPO plans Regional plans (Blue Congaree, Cooper, Pee Dee, Reedy and Beaufort) Blue VirtuConnect plans Blue Direction plans