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Dental Plus has a network of dentists through BlueCross. Network dentists agree to accept the Plan’s negotiated rate, or allowed amount, as their total fee. You are responsible only for any deductibles and coinsurance, plus any non-covered services rendered by a network dentist who has accepted BlueCross’ agreement. Network providers cannot charge you for the difference in their cost and the allowed amount.
There is no network for Basic Dental. Therefore, providers can charge you for the difference in their cost and the allowed amount.